function MM_preloadImages() { //v3.0 var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array(); var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i0&&parent.frames.length) { d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);} if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i
Alaska Pacific Bank Home Page
Online ServicesPersonal BankingBusiness SolutionsCustomer ServiceTools & Resources About Alaska Pacific Bank
Personal Banking Alaska Pacific Bank: Making Dreams Come True.
Overview
Checking Accounts
Savings Accounts
Investment Accounts
Gift/ATM/Check Cards
Consumer Loans
Home Equity Loans
Construction & Lot Loans
Mortgage Loans
Contract Collections
Other Services
Switch Kit
  Personal Checking

We offer two personal checking accounts with several add-on services to make managing your finances easier and more convenient.

Free Checking

Our free checking really is free!  This basic checking account offers you full-service checking with no hidden charges or strings attached. 

Benefits

• Full service checking
• Unlimited check writing
• No monthly, per-check, or per-deposit fees

Features

• No direct deposit requirement to get free checking
• No minimum opening balance required
• No minimum balance requirements
• Monthly statement

Add-on Services

• Free VISA® Check Card
(We don’t charge you a fee for using any ATM, but if you use a non-Alaska Pacific Bank ATM, you may be charged a fee by that ATM provider.)
• Free Online Banking
• Free 24-Hour phone banking
• Free Online Bill Pay
(It’s free as long as you use it to pay five or more bills per month.)

Fees

• No monthly, per-check, or per-deposit fees
• There is a fee of $2.00/month if you choose to have imaged checks returned in your monthly account statement. Local sales tax may apply.

Interest Checking

Get full-service checking and earn interest on your checking funds with this account.

Benefits

• Unlimited check writing
• Low minimum balance requirements
• Earn interest based on your daily balance of $1,000 or more
• No per-check or per-deposit fees
• Earn more as your balance grows

Features

• No minimum opening balance required
• No minimum balance requirements
• Monthly statement

Interest Information

• Interest is based on your minimum daily balance and is compounded monthly.
• The interest rate/annual percentage yield is subject to change at any time, without notice.
• Fees could reduce the earnings on your account.

Interest Rate Tiers

Minimum Daily Balance Interest Rate * Annual Percentage Yield *
$0 to $999.99 0.00% 0.00%
$1,000 to $4,999.99 0.15% 0.15%
$5,000 or more 0.30% 0.30%
* Rates quoted are effective as of 05/14/08. Posted interest rates and Annual Percentage Yields are subject to change at any time without notice.

 

Add-on Services

• Free VISA® Check Card
(We don’t charge you a fee for using any ATM, but if you use a non-Alaska Pacific Bank ATM, you may be charged a fee by that ATM provider.)
• Free Online Banking
• Free 24-Hour phone banking
• Free Online Bill Pay
(It’s free as long as you use it to pay five or more bills per month.)

Fees

• No per-check or deposit fees.
• The service fee is $8.00/month, which is waived if you keep a minimum daily balance of $1,000 in your account.
• There is a fee of $2.00/month if you choose to have imaged checks returned in your monthly account statement.
• Local sales tax may apply.

 












 
   
Equal Housing LenderFDIC InsuredPrivacy PolicyCopyright Notice