| Whether you’re looking for a card with rewards options or no annual fee, we have the right card for you.
Three Credit Cards to Choose From
We make it easy to choose the credit card that is right for you:
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Visa® Classic |
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Visa ® Platinum |
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Gold MasterCard® |
All three cards are available in two options: Low Rate Card or Preferred Points Card. These cards are accepted worldwide at businesses, financial institutions, and ATMs.
Low Rate Card
Benefits
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Short, easy-to-complete application |
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Lower interest rate/annual percentage rate (APR) |
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24-hour toll-free live customer assistance available at 1-800-367-7576 |
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Online account information available 24/7 at www.cardaccount.net |
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Rental car collision damage waiver protection |
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Unlike some card offers, the APR for purchases and cash advances is the
same. We do not charge a higher rate for cash advances. |
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If your payment gets to us a day or two late, don't worry because we offer
a little extra grace period, helping you avoid a late fee. |
Features
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Low introductory rate of 2.9% for the first six months. |
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APR after introductory period: Wall Street Journal Prime Rate + 6.99%. |
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25 day interest free grace period on all purchases. No grace period for cash advances or other cash equivalent transactions. |
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Cash advances can be made up to 50% of the credit line. |
Fees
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No annual fee |
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Other fees that may be charged, if applicable are: an overlimit fee, late fee, NSF fee, agent assisted pay-by-phone fee, cash advance fee, and balance transfer fee. These are listed on the downloadable application. |
Preferred Points Card
Benefits
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Redeem points for rewards. Earn one point for each dollar spent, up to 10,000 points per month. |
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Use your Preferred Points Card to earn points that you can redeem for
cash-back awards, retail gift cards, travel, and a wide variety of
merchandise including cameras, mp3 players, home theater systems, portable
DVD players, sporting equipment, jewelry, luggage, electronics, video game
equipment, gift cards, and more. A brochure with more details is available
at any of our banking locations. |
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Short, easy-to-complete application |
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24-hour toll-free live customer assistance available at 1-800-367-7576 |
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Online account information available 24/7 at www.cardaccount.net |
| • |
Rental car collision damage waiver protection |
| • |
Unlike some card offers, the APR for purchases and cash advances is the
same. We do not charge a higher rate for cash advances. |
| • |
If your payment gets to us a day or two late, don't worry because we offer
a little extra grace period, helping you avoid a late fee. |
Features
| • |
Low introductory rate of 2.9% for the first six months. |
| • |
APR after introductory period: Wall Street Journal Prime Rate + 11.99%. |
| • |
25 day interest free grace period on all purchases. No grace period for cash advances or other cash equivalent transactions. |
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Cash advances can be made up to 50% of the credit line. |
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To view or redeem rewards points, visit www.mypreferredpoints.com or call 1-866-678-5191. |
Fees
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No annual fee |
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Other fees that may be charged, if applicable are: an overlimit fee, late fee, NSF fee, agent assisted pay-by-phone fee, cash advance fee, and balance transfer fee. These are listed on the downloadable application. |
Yes, I Want to Apply!
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Apply now. Download the PDF of the application. |
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Then you can type the information and print it off (cannot save so print an extra copy for yourself) or print it off and complete it using a blue or black pen. Paper applications are also available at Alaska Pacific Bank. |
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Fax your completed application to our credit card processor at 972-650-7054. |
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Or mail your completed application to:
Card Services
P.O. Box 569120,
Dallas, TX 75356-9120. |
Please see application for information about current APRs. |
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Low Rate Card or Preferred Points Card.
Which one is right for you?
Ready to Apply?
Get started now. We offer a short, easy-to-complete application.
Download a PDF of our Personal Credit Card Application.
Online Credit Card Account Information
Logon Now
Preferred Points Card
Current card holders: check your points and redeem points.
www.mypreferredpoints.com
 Look for this symbol when shopping online. Learn More. |
