Alaska Pacific Bank: Making Dreams Come True.

Consumer Loan Disclosure

Applying for Your Consumer Loan is Easy

Thank you for using Alaska Pacific Bank's online personal loan application for your financing needs. In order to make this process quick, easy, and enjoyable, we've laid out some basic steps to guide you through the application process.

STEP 1—Disclosures

Please review the disclosures provided below. You will need to acknowledge that you've read them before you can move on to the application by clicking the "Disclosures Received" button at the bottom of the page.

I. Equal Credit Opportunity Act:

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin or sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant had in good faith exercised any right under the Consumer Credit Protection act. The Federal agency that administers compliance with this law concerning this creditor is the Office of Thrift Supervision, Regional Director, PO Box 7165, San Francisco, CA 94120.

II. Verifying Your Identity:

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, including deposit accounts, loan accounts and safe deposit boxes. What this means for you: When you open an account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Borrower Acknowledgement

After you, the Borrower(s), has/have read the contents of the above disclosure, please acknowledge receipt of this Disclosure Statement by clicking on the button below, and you will then proceed to Step 2—Completing Your Application.