You’ve invested in your home for years, now it’s time to take advantage of that investment. Use your home equity to obtain what you need now, whether it’s making home improvements, paying college tuition, or financing your small business. You’ll enjoy our competitive rates while benefiting from possible tax advantages.*
We Offer Three Home Equity Options
Home Equity Loan
With a Home Equity Loan, you can put the equity in your home to use in order to make that major purchase. Receive your money in one lump sum, and then pay it back in fixed monthly payments. For rates and terms, please contact a Loan Officer.
Total Home Equity Loan
Make the most of your current investment while you work on growing your equity. This option enables you to borrow up to 100% of the equity in your home and have some of the same attractive repayment features as our regular Home Equity Loan. We offer competitive rates and fees; call for more information.
Equity Access Line of Credit
Get the money you need when you need it. This revolving line of credit is based on the available equity in your home. Once approved, access it via convenient credit line checks. Call us to get more information.
Optional Payment Protection
Payment Protection is available on many of our Consumer Loans. It protects you in the event that you are unable to make your payments. More specifically, Payment Protection will:
- Pay off all or some of your loan if you die.
- Make payments on your loan if you are unable to work due to illness or accident, even if it’s not work related.
Be sure to ask your Loan Officer about this important coverage.
* Consult your tax advisor regarding deductibility of interest. |